MedAmerica Mutual is a physician-directed, controlled and governed professional liability insurer specializing in serving emergency physicians and their medical groups.

We know our physician-policyholders because they are our owners to whom we are totally dedicated.

MedAmerica Mutual Risk Retention Group, Inc., is rated A- (Excellent) Outlook: Stable by A.M. Best & Co., the nation's premier insurance company financial rating organization. We have grown in financial strength in each of the past ten years while saving our policyholders tens of thousands of dollars in the process.

To offer the highest quality, affordable insurance services to our customers in the health care field and promote excellence in the daily practices of our customers by offering innovative risk management and consultative services.

To maintain a working environment for our employees that fosters a culture of respect and continued professional development and conduct our business in a prudent and ethical manner that promotes financial stability and growth of the company.

Bret E. Ginther, MD, Chair of the Board
Inland Valley Medical Center, Wildomar, CA

Wilson W. Lem, MD
Regional Medical Center of San Jose, San Jose, CA

Mather H. Neill, MD
Marin General Hospital, Greenbrae, CA

Martin E. Ogle, MD
Saddleback Memorial Hospital, Laguna Hills, CA

Patti J. Papeleux, ARM, Vice Chair & Secretary
MedAmerica, Inc., Emeryville, CA

Marc S. Scher, CPA, Treasurer
Independent Consultant, Encinitas, CA

Gerald C. Yoshida, Esq., General Counsel
Char, Hamilton, Campbell, & Yoshida, Honolulu, HI

Gloria H. Everett
Chief Executive Officer & President

Ms. Everett has over 25 years of risk management, sales, marketing and management experience. She comes to MedAmerica Mutual from TIG, where she served as Senior Vice President of special risk operations. Ms. Everett joined MedAmerica Mutual in October 2001 as Vice President, Integrated Services.

Previously, Ms. Everett held key leadership roles at Kaiser Permanente, NORCAL Mutual, Fireman's Fund, and TIG Specialty Insurance Company.

In addition, Ms. Everett held leadership positions in the Physicians Insurers Association of America, Loss Prevention and CEO sections, and Insurance Industry Charitable Fund Board of Directors.

Ms. Everett received her BA in Healthcare Administration from St. Mary's College.

Mr. Mertes has over 20 years of finance and management experience, including 14 years with NORCAL Mutual, where he served as Assistant Controller.

Previously, Mr. Mertes held analyst positions with Impell Corporation, MGM/UA Entertainment Company, and Dun & Bradstreet, Inc.

Mr. Mertes earned his MBA with honors from St. Mary's College and a BA in Economics from UCLA.

Ms. Jayme Vaccaro is well versed in medical malpractice defense for physician-owned carriers. She has over 13 years of professional liability claims management experience with The Doctors' Company where she was the Assistant Vice President responsible for the management of eight professional liability claims field offices and for overseeing litigation management.

Ms. Vaccaro earned a Bachelor of Administration from the California State University at Chico and a Juris Doctorate from Northwestern School of Law at Lewis & Clark College, Portland, Oregon.

Mr. Kevin Cichurski has over 13 years of experience in professional liability underwriting and policyholder services and is well versed in medical malpractice underwriting.

Mr. Cichurski's professional career included overseeing underwriting activities for the middle-market business units at The Doctors' Company and managing various lines of liability for hospital accounts at Program BETA and Norcal Mutual.

Mr. Cichurski is a member of the Professional Liability Underwriting Society and a member of the Aircraft Owners and Pilots Association.

Mr. Cichurski received a Bachelor of Science in Business Administration from Rider University, New Jersey, and a Master of Aeronautical Science from Embry-Riddle Aeronautical University, Florida.